Health Planning is essentially taking steps to ensure that cash and other financial resources are available when a need arises in the future due to health, accident and other medical conditions and emergencies.
Health planning is an essential pillar in the realm of Financial Planning that should not be ignored or disregarded. This is due to the fact that many major challenges to people's health and well-being can only be treated, corrected or cured by medical means that usually cost a substantial amount of money.
Many Filipinos tend to ignore health planning in their younger years as young people generally think that they are invincible to sicknesses and ailments. They belatedly realize that they should have paid more attention to health planning early on.
"Health is wealth", the general adage says. Mahatma Gandhi said it in an even clearer way when he was quoted as saying that "It is health which is the real wealth, not pieces of gold or silver."
True enough, a healthy person has the freedom and ability to work and provide for his family's welfare. A healthy person can work without being distracted or encumbered by concerns related to ailments that need to be treated. A healthy person is not a burden to his family. A person whose family is not afflicted with diseases tends to pursue his passions and perform his work with much more enthusiasm and gusto.
Indeed, good health is often equated with happiness.
But being the humans that we are, we all know that bouts with diseases and ailments are quite natural occurrences. Some of these diseases, like the common cold, cough, fever, or headaches are quite minor health challenges that can be treated and cured by medicines that cost very little.
However, many other ailments that afflict humans are considered serious or even critical. Examples of these are:
These are often life-threatening in nature and can only be controlled and managed through procedures like surgery, chemotherapy, radiation therapy, physical therapy and the like.
Furthermore, in addition to diseases and ailments, unforeseen events that come in the form of accidents can also wreak havoc on a person's health and well-being. Consequences on the human body that come from accidents include:
Procedures and treatments to health condition often cost substantial amounts of money that often take their toll on people's life savings.
That is why there exists a variety of financial and health planning solutions that Filipinos can avail of way in advance of actual health emergencies so that overall wealth building and accumulation endeavors are not compromised by these emergencies.
"The Greatest Wealth Is Health."
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