VUL LIFE INSURANCE
VUL Insurance, also known as Variable Universal Life Insurance, is a life insurance instrument whose benefits are directly related to the performance of underlying financial units. These financial units may come in the form of assets like stocks, bonds, mutual funds, real estate holdings and others.
A VUL Insurance policy is a protection instrument that is equipped with an investment-growing feature that enables it to potentially provide higher benefits to beneficiaries when the need arises. Some VUL Insurance Policies are also designed in such a way that a bulk of the premiums paid are placed in investments.
Who needs to secure a VUL Insurance Policy?
ALL OF US need the protection of a VUL insurance policy at some point in our lives. Why? Due to the fact that we all have people whom we love dearly. They need to be protected from any possible unfortunate consequences that may befall them as a result of untoward and untimely things that may happen to us.
Those of us who want to grow and compound our money over time while at the same time making sure that this money is GIVEN DIRECTLY to our beneficiaries in the event of our demise should consider securing a VUL Insurance Policy. Sure, we can grow our money by directly investing in stocks and bonds or keeping our money in the bank. But should we die, only a VUL Insurance Policy will transfer the money to our loved ones - no questions asked! The banks, the stock market, the bond market will all hold on to our money unless Estate Taxes are paid by our surviving loved ones.
People who are heads of families, breadwinners, those with young kids, and those with relatives who depend on their financial assistance ARE IN IMMEDIATE NEED of securing a VUL insurance policy. Unpredictable unfortunate events may occur anytime and the risks to our loved ones are significantly lowered if a VUL insurance policy is available to them anytime.
Benefits of a VUL Insurance Policy
Here are some of the benefits that make a VUL Insurance Policy attractive to policyholders:
Because of these features, VUL Insurance Policies are often used by many Filipinos as vehicles to achieve certain financial goals in life. These include:
(a.) Using the Cash Value to fund a child's college education needs;
(b.) Using the Cash Value to fund a life milestone such as a wedding or a gift to a child;
(c.) Using the Cash Value to prepare for retirement;
(d.) Using the Cash Value to further strengthen investments;
(d.) Using the Cash Value as a contingency fund to prepare for future health and medical expenses;
(e.) Using the Cash Value and Death Benefit to pay for estate taxes for deceased loved ones' assets and properties.
Sun Maxilink Prime VUL
Protection for your family while growing your money through investments. Payable for 10 years.*
Learn more HERE!
Edwin T. Bartolome
Financial Advisor and Certified Investment Solicitor
License # 090848
CR # 02-2013-08539
For inquiries, assistance and free consultation on VUL Life Insurance and other Money Matters, you can reach him at:
and E-Mail: firstname.lastname@example.org
Baobab New Business Office
Sun Life Financial
6/F BTTC Centre,
288 Ortigas Avenue
Greenhills, San Juan City
Tel. No. 719-3958
Fax. No. 719-3894
"If there is anyone dependent on your income - parents, children, relatives - you need Life Insurance."
Inquire about the
Sun MaxiLink One
Protect your family as you maximize the growth of your investments. Pay one-time only!
Learn more HERE!
I want to make a difference. I want to Be A Sun Life Financial Advisor
Financial Planning Articles:
Why You Need To Maintain Both A Savings Account and an Investing Account
Why Filipinos Should Invest and Not Merely Save
Getting Rich Is Like Running A Marathon, Not A Sprint
Delay Your Gratification To Succeed Financially